TERMS & CONDITIONS

We require the following documents to proceed with the transaction:

  1. Submission of online application form for selected product
  2. Submission of the following documents

Applicant Documents:

  1. A copy of the applicant’s CNIC.
  2. One (1) recent photograph of the applicant (Passport Size).
  3. Physical verification of the applicant & his/her references residential address.
  4. Job Card or Visiting Card.
  5. Advance payment must be through cheque/cash/online transfer.
  6. Postdated cheques (PDCs) as per tenor of the Installment Plan.
  7. One personal guarantor on behalf of the applicant, working in a permanent position and employed with either a bank or multinational company, a doctor or a professor of a well-recognized hospital or an education center and based in Karachi. The Personal Guarantor undertakes a financial responsibility to make good the installment payment incase of default by the main applicant in payment of monthly installments.
  8. The delivery of the product will be made after the confirmation of advance received.
  9. Delivery Officer will receive a signed copy of the delivery note from the customer or his/her authorized Representative and a picture of the product being received by the customer or his/her authorized representative.
  10. Customer’s must read and sign the delivery note and mention the detail of the item(s) and accessories received.

Important Notice

  1. The Online Installment management reserves the right to reject an application request for any reason whatsoever.
  2. The process will start after submission of all the required documents from the applicant.
  3. Kindly note that only one product can be purchased on a single CNIC.
  4. Postdated cheques should be drawn in Karachi only.
  5. Deliveries will be made after the confirmation of the Advance being received only.
  6. In case the provided cheque cannot be drawn due to insufficient funds in the applicant’s account, visit charges of PKR. 500/- against cheque bounce have to be paid to the collection officer.
  7. In case applicant withdraw his/her application after signing of agreement and paying advance payment, service Charges of Rs. 500/- will be paid by the applicant.
  8. Product Warranty will be claimed directly from the concerned Brand or from its Authorized Service Center according to the standard warranty conditions of the Brand.
  9. Online Installment is not providing any insurance coverage/ facility on any item.
  10. In case an item supplied is not working after the delivery, customers must inform within 28 hours of the delivery.
  11. The delivery of the product will be made after the confirmation of advance received.
  12. Delivery Officer will receive a signed copy of the delivery note from the customer or his/her authorized Representative and a picture of the product being received by the customer or his/her authorized representative.
  13. Customer’s must read and sign the delivery note and mention the detail of the item(s) and accessories received.